Here’s a beautiful problem to have: a pile of cash sitting in your bank account, and you’re not sure what best to do with it. At least 70% of the individuals and couples Carlos and I work with ask us some version of this question: “what should I do with my cash?” It usually sounds like this: · Which savings account should I keep my cash in? · Or maybe I should invest it? · Perhaps pay ahead the mortgage? · Or use it as a down payment for a new