Our Happy Clients
Have a read about what others who have experienced financial coaching have to say.
Tudor & Ana
Couples financial coaching
"Victoria and Carlos completely transformed how we approach our finances. Before working with them, our financial conversations were scattered, stressful, and mostly focused on past events or spending habits. In just one year, they helped us create clear money rules we both follow, automated systems that actually work, and, most importantly, we now have regular conversations about our shared financial future instead of arguing about the past. The partnership between Victoria and Carlos is incredible. They complement each other perfectly, bringing different strengths that address every aspect of financial planning. If you're ready to move from financial stress to financial clarity, I can't recommend them highly enough"
Stephane
Individual financial coaching
"Before working with Victoria, I was stuck at getting started with investing and in need of a better handle on my overall financial situation. Honestly, talking money made me feel pretty vulnerable. But Victoria’s professionalism, empathy, and ability to assess and balance different viewpoints put me at ease. Her honest feedback and educational approach made a huge difference. After a three-month coaching program, I started investing confidently and have a better handle on my finances, including retirement planning. Whether you're just starting to figure out your personal finances or more in need of a financial tune-up, I can totally recommend financial coaching with Victoria, she will make finance feel less intimidating and a lot more empowering."
Nihar & Sakshi
Couples financial coaching
"We started financial coaching expecting spreadsheets and budgets. But what we got with Victoria and Carlos was something way deeper and better. Coaching with them isn’t just about numbers; it is about mindset, behavior, and figuring out what we really want from our money, individually and as a couple. Victoria & Carlos helped us bring those bigger conversations to the surface. What started as 'Where can we invest?' turned into 'What kind of life are we building and how can our hard-earned money get us that?’ We used to track every tiny expense in Excel, spending hours just reporting what we had spent last month. Victoria and Carlos helped us shift to planning ahead our money, tying it to what we want to do even 12 months ahead, which totally elevated out thinking and takes half the time! Also, we feel a lot more confident and secure with our personal finances. Victoria & Carlos created a space where both our perspectives were heard, and where talking about finances actually brought us closer. Highly recommend this journey to any couple who want to switch from just budgeting and looking backwards, to building wealth together as a stronger unit."
Uta
Individual financial coaching
"I asked Victoria for help because I wanted to feel good about my finances. I am a mother of two young children, and although my husband and I have a regular income and savings, we lacked clearly articulated and agreed financial goals. We both knew we were giving up a lot as a result. Victoria uses empathy and the Socratic method of asking the right questions to find all the answers for yourself. The information Victoria provides is enough to take everything into your own hands without the need for further outside help."
Ravenska
Individual financial coaching
"Before we started coaching I wasn’t aware about how the events in my life shaped my relationship with money. In my case, I’m an extreme saver. While I was good at saving, I was not saving with a clear goal/intention in mind. I wanted to understand my misconceptions about money and savings, and be aware of my personal pitfalls, having a clear goal to achieve my dream of having a retirement home in Indonesia, start working towards it, taking baby steps to get there. I was not sure how much I will learn more aside from what I can get from other available sources in the internet. But Victoria’s method is so personalized to you, giving a perfect balance of psychology and financial knowledge/ advice which you will never get from public sources. I loved that we started with understanding my relationship with money, work on a clear goal and discuss practical steps based on proper financial methods and knowledge that I can take myself moving forward. The method is designed for you to be confident and independent in driving financial acumen yourself. After 4 months of coaching together, I have a clear goal, I created my personal working financial documents, I optimized my investment portfolio and more importantly- I feel empowered to reach my dream using finance/money as a tool to help me get there!!! I would recommend financial coaching to anyone that struggles with managing money, not feeling comfortable where and how to start.”
Andrei & Ana
Couples financial coaching
"We were mostly “going with the flow” financially, without really knowing what we spent each month or planning ahead for larger expenses. We also wanted to restart investing and build a long-term strategy. Our main goal was to better understand how money works and to create a clear system that could guide us toward financial independence. At the beginning we were hesitant sharing our personal finances with Victoria and Carlos. Still, we trusted their ability to guide us in the right direction and felt confident in their commitment and expertise. We really appreciate Victoria and Carlos’ thought-provoking questions, and how they managed to awaken something that had been dormant in our financial life. The structured approach, clear session summaries, and tailored discussions made everything practical and relevant. We also value their adaptability to our level of knowledge, which made us feel comfortable and open to learning as much as possible. We now have a clear 3-year financial plan to tackle major money questions. We started using a budgeting tool (YNAB), which finally gave us visibility over our family balance sheet, and we built dashboards to track all elements of our net worth. Investing has become a consistent monthly habit aligned with our long-term goals. On top of that, we helped our parents restructure their finances and improve their savings management. These achievements were made possible by the strong foundations and strategic direction we established from the beginning during coaching. We’d recommend financial coaching with Victoria and Carlos to anyone who wants to improve their financial education and gain a deeper understanding of money principles, strategies, and investing basics. It’s a program that challenges the way you think about money and opens up a completely new perspective on what’s possible."
Tamas
Individual financial coaching
"When I first connected with Victoria, I had been procrastinating on investing for a while. My goal was to understand what basic options I had and be able to make a confident choice that would fit my views and risk profile. I had a chunk of money saved up, had read some investing books, listened to podcasts, and watched YouTube videos, but I still had no clear idea how to begin. I didn’t know which bank, broker, or app to trust, or what kind of protection I’d have if something went wrong. Most resources were too focused on the U.S. market and hard to apply to someone living in the EU. I couldn’t find the right direction through all the “noise.” In our first coaching sessions, I was eager to move fast and start investing right away, something I now realize wouldn’t have been a good idea. Victoria intentionally slowed me down for the right reasons: with each session, I realized how much I still didn’t know but needed to learn. She gave me simple tools and frameworks to confidently make my own choices about what and how to invest. Toward the end of our first six-month coaching program, I finally pulled the trigger and started investing! I felt the weight lift off my shoulders. Victoria’s passion for teaching and helping build a strong foundation made all the difference. So I signed up for another six months: now that I have a long-term investment strategy in place, what should be my next step to grow my mindset and relationship with money? I’d recommend the program to anyone, especially if you’re ready to invest, even just €50, but don’t know where to start."
Marie
Individual financial coaching
"For a while I was feeling lost about what the right investment options were and how to choose the best ones for my personal needs. I wasn’t sure where to start, what would actually work for me, so I was postponing. When coaching with Victoria, my goal was to understand things better, to really learn what information was truly important so I could feel confident in making financial decisions. Money is such a personal topic, talking about it for me meant opening up about my values and how I live my life. That can feel very vulnerable, and I was a bit worried it might be awkward, especially if I had been doing things the “wrong” way. But for me, the timing was right, I was ready to seriously invest in my future, and that made it easier to open up to Victoria. She’s a great listener, and knows how to guide things clearly and firmly. She gave me all the necessary information without overwhelming me. I appreciated the progressive approach, we often revisited earlier points, which helped reinforce the learning. It made the process feel simpler and more natural. Repetition really worked for me; it helped everything stick. After coaching for a few months with Victoria I now feel more confident, and I truly believe I’m going to succeed. Let’s do it! I’m excited and no longer afraid. It’s become a habit and a part of my life now. For anyone who’s feeling stuck, uncertain, or frozen when it comes to getting started with investing, I would recommend to get financial coaching, it really makes a difference."
Dennis & Ele
Couples financial coaching
"We came from opposite parts of the world with different visions on money but a shared understanding to do what’s best for us and our kids. We tried a lot of things; savings accounts, buying stock, crypto, managed trading accounts, keeping it in a sock drawer. But we never had a clear plan. We also had two totally different levels of understanding of these things. And this is where Victoria and Carlos came in. They gave us enough to understand the fiscal world that we live in but more importantly the tools we can use to plan and keep to our goals, our money principles. We now have a clear goal for our savings, what it is all for, and how to also still enjoy life and give enough to our children. They gave us a good framework to base our decisions on. Where we want to spend our money and when to save so that we are confident in our future. So that we enjoy the now, but also are set up for success in the future. It gives us a lot of confidence in what we are doing, deciding on which big purchases to focus on, where to put our energy and where to invest."